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Coyne Financial, LLC

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. The company is a family owned and operated residential mortgage brokerage business. They opened their doors in August 1998, Park Ridge Illinois, in a small storefront operation. In June 2001, they  moved to their  current location 7789 W. Talcott, Chicago, Illinois.We're located on the northeast corner of Talcott & Canfield, just north of the Kennedy Expressway, minutes from I-294, I-290, and I-90. They’re easy to reach from downtown Chicago and all suburbs.

Our clients deal directly with the loan officer and processor who will be handling their mortgage. At Coyne Financial, you speak to a person, not a machine. Their staff is devoted to providing their customers with the necessary education and personalized service to make sound financial decisions.

This loan is especially suitable for the first time homebuyer who doesn't have a lot of savings and/or the savvy investor who would rather keep his cash-on-hand for other investments. Coyne Financial recommends the combo loan to eliminate the need for private mortgage insurance.

103 percent of this loan program, not only is your down payment covered, but you can even borrow money for closing costs. Interest Only Loans: Looking for the cheapest mortgage payment. Go interest only. Coyne Financial can offer up to 10-year interest only options. Loans for Investment Property: Most lenders want a minimum of 20 percent down payment on an investment property: some even 30 percent. Coyne Financial can offer 0 percent down payment.

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