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Baywest Equities Inc.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Baywest Equities is a full service mortgage broker. Their commitment to quality is unsurpassed in the mortgage industry. Low rates and fees through knowledge and technology; they use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
The Company provides low rate home loans with the ease of the latest in technology. They provide a vast menu of loan products such as, FHA, VA, Conventional, and Subprime, Hard money, and First and Second Trust deeds. The Company has over 100 investors to choose from including, Savings and Loans, Mortgage Bankers, Banks and Private Party sources.
 
Baywest Equities loan program is best for you, and a description of common loans available to today's borrowers. Loan Programs are, 30 year fixed and 15 year fixed, Advantages are monthly payments are fixed over the life of the loan, Interest rate does not change. Adjustable Rate Mortgages , advantages are Lower initial monthly payment,  Lower payment over a shorter period of time. Balloon Mortgages, advantages are Lower initial monthly payment, Lower payment over a shorter period of time.
 
First Time Buyer Programs, advantages are Lower down payment, Easier to qualify, sometimes you may get lower rate. Stated Income Programs, is doing need to verify income. No point, No fee Programs, advantages are No closing costs, less money required to close. Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan. 

There are three types of Calculators are Payment Calculator, Qualification calculator, and Debit Ratio Calculator.

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