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Big Valley Mortgage

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee that is usually a percentage of the loan or property amount.

The company is one of Sacramento Valley's largest full-service mortgage brokers. Founded in 1990, the company was one of the original mortgage companies to serve the Roseville area. In the ten years since they opened that first office on Douglas Blvd., the company has become one of the largest mortgage brokers in Northern California, with branches from Bakersfield to Redding. They are experts in every facet of residential home lending, offering a complete array of financing solutions for every conceivable mortgage need. The growth of their company and volume of loans they generate has enabled them to stay on the cutting edge of the technological advances in the mortgage industry, and, more importantly to their clients, to negotiate better rates and lower fees.

Their success is built on having performed that task expertly and consistently for their clients and Realtors, month after month, year after year. They have built a reputation for delivering loans at prices that rival the Internet-only lenders, with a personal touch and service that simply cannot be found in cyberspace. But securing the right loan program is just the beginning. During the loan process their dedicated staff is available to answer the questions that inevitably arise and to provide updates so clients know the status of their loan. Once the loan closes, they continue to provide news about new loan programs and interest rates changes through regular communications.

The steady growth of their business over the years is attributable to the tremendous referral business those relationships generate. They have never spent a lot of money on advertising. They believe that when they make it their priority to take great care of their clients, business will take care of itself.

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