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California National Bank

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

They have grown from one branch in 1996 to 66 branches today in Los Angeles, Orange, and Ventura Counties, with more branches and a commercial lending center planned for the Inland Empire.   Their retail branches represent the fastest growing community banking network in Southern California.  With assets of more than $5 billion, they are one of the largest banks headquartered in Los Angeles. The bank has produced strong earnings and continues to maintain a capital position that ranks in the top 10% of the nation.

California National Bank is a leading multi-family and commercial real estate lender in Southern California and is a reliable and experienced resource for all types of multi-family, commercial and construction needs for owners and investors.

They understand that a one size fits all approach to commercial lending just doesn’t work. They actually employ real people to make loan decisions and customize financing to suit your financial needs. They offer fixed and adjustable rate financing at competitive rates and flexible terms.

The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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