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Amicus Financial Services Inc.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
The Company has been helping friends realize their dreams of home ownership since 1994. Amicus is a full service brokerage representing a wide range of lending institutions and money suppliers. They handle all types of real estate including co-ops, condos, single and multi-family homes. Their relationships enable them to offer a great variety and flexibility in the financing programs available to you. They offer personalized, friendly service, fast turnaround on your loan application and a streamlined process for navigating the often confusing world of mortgage financing.
At Amicus, they work directly with dozens of banks and lenders throughout the country.  This gives them the power to deliver a large range of financing programs, many of which can be priced at more favorable rates than those advertised by banks.  In fact, many lending institutions offer special wholesale rates exclusively to mortgage companies like ours.  This gives Amicus the ability to deliver extra savings not available to retail loan customers.
The Company services are Adjustable Rate Mortgages; short-term to long term, Fixed Rate Mortgages; 10, 15, 20, 25, and 30 year programs, No Documentation Loans, 0 percent Down Loan Programs, All credit grades from AAA to recent bankruptcies etc. At AMICUS, they will get that answer in just a couple of days, so you have the peace of mind and the information you need to make an informed decision.
At Amicus, they will bend the house rules to put together a loan package that works for you. Bankers have standard set fees for loan application and processing, document preparation, underwriting, commitment acceptance, appraisal, title search, flood certification, rate lock, and attorneys.

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