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Chaparral Mortgage Co. Inc.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.

The company provides their customers residential mortgage lending products and services. In connection with this business activity they collect from you, their customer, and non-public personal information in an effort to provide the mortgage products and services that you have requested. The following is their privacy policy concerning the collection, sharing, and safekeeping of the information that you provide us like non-public personal information. The Types of Financing Available Conforming and Non-Conforming Home Loans, Fixed or Adjustable Rate Mortgages,  Home Equity Loans Homes with Acreage and Construction Loans.

The company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

The mortgage loan application can be completed several different ways, such as a face-to-face interview, telephone interview, completed individually and sent to us through regular mail or overnight delivery, or electronically with our secure online application service. The information we collect from you will typically include but is not limited to your name, social security number, phone number, employment & salary information, assets & liabilities information.

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