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Home > Financial Services > Mortgage Brokers > EverGreen Mortgage & Financial, Inc.
EverGreen Mortgage & Financial, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
EverGreen Mortgage & Financial officially opened in December of 2002 and is based in the southeast. They are a growing company, soon to be brokering all over the nation. They pride themselves on their high standards of ethical practice, excellent customer service and extensive experience.
They strive to make your goals become a reality. EverGreen's business plan is based on developing strong relationships and helping customers. Their staff has various strengths in the mortgage industry, including experience in wholesale and retail. They offer residential and commercial financing programs for both conforming and non-conforming customers. With the stability of a bank and the flexibility of a broker, EverGreen Mortgage & Financial is successfully helping people, one loan at a time.
They offer lower rates than the banks and they offer them with or without Mortgage Insurance. Company provides 100 percent Financing With No Money Down, Government Programs Available Fannie Mae or Freddie Mac, FHA, VA, Rural Housing, 100 percent Financing on Stated Income Self Employed, No Verification Of Income Needed, 100 percent Financing for First Time Buyers, 100 percent Financing On Single or Double Wide Manufactured Homes, Bankruptcy Programs.
They assist you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. They work diligently to ensure that their customers are as satisfied as possible and provide maximum service at all time.
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