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Home > Financial Services > Mortgage Brokers > Garfield Mortgage Corp.
Garfield Mortgage Corp.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Garfield Mortgage Corp. has been serving the Chicagoland area for nearly a decade. The Company follows a strong and genuine belief in the customer for life principle of doing business and this is what fuels the Garfield Mortgage Corporation. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production, which speaks volumes for the company. Their professional staff works with you providing mortgage programs that include a variety of financing options realizing all the time that everyone and their needs are different. That's why you are treated like an individual - on a one-to-one basis.
The Company offers an Adjustable Rate Mortgage which has many advantages like six and twelve month ARMs which can significantly lower a mortgage payment for six or twelve months. That can be enough time to catch up on other debt payments and improve your credit rating. Their Fixed Rate Mortgages means the plan provides the security of a fixed loan payment and relatively low, fixed interest rate for the first two or three years. For most people trying to improve their credit, two to three years is plenty of time. After two or three years, these loans convert to ARM loans.
Garfield Mortgage Corp. knows their success depends on their ability to provide you with superior service and the lowest rates. They are always available to answer your questions and to help you understand every step of the home buying and refinancing process from application to closing.
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