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Home > Financial Services > Mortgage Brokers > JP Capital Mortgage
JP Capital Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
JP Capital Mortgage is licensed by the Texas Savings and Loan Department. They are also members of the Greater Houston Association of Mortgage Brokers, National Association of Mortgage Brokers.
Some loan programs contribute to your goals and some don't. This firm was founded to provide you with professional services and a variety of loan choices. The right home loan can be an excellent financial planning tool. People and their plans are each different, as are loans and the companies who provide them. They provide Loans for Home Purchase, Home Building, Refinance, and Home Equity Loans to people with various credit situations and income structures.
They use advanced technology and seasoned experience to close loans quickly, at a low cost. Specifically, they are continuously researching the state and national financial markets for wholesale real estate lending resources to carefully select and create an elite network of resources and lending tools including Fannie Mae and Freddie Mac. This, together with their cutting edge loan processing software, and automated underwriting systems help take the mystery out of approving and closing a home loan. And when technology isn't enough, their veteran loan staff has the expertise to use the Human Touch to get the job done.
Mortgage rates are influenced by many factors including, but not limited to, the stock market 5 years and 10 years Treasury Bonds, Commodities and economic indicators like Durable Goods, retail and wholesales price indexes, and Employment. The FED controlled Federal Funds Rate and Discount Rate typically, but not always, has little or no direct impact on long term mortgage rates. Mortgage Rates have been rising since after sinking to near record lows but they recently dropped back down again.
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