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Home > Financial Services > Mortgage Brokers > Pacifica South Bancorp
Pacifica South Bancorp
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Pacifica South Bancorp is a team of experts with experience in virtually every area of Realty and Housing finance, dealer sales, alternative and energy efficient housing and residential development. The firm specializes in construction lending with an emphasis on residential single-close construction to permanent loans to end users. Client relationships include individuals, owner builders, builders, manufacturers, log home, kit home, panelized housing and manufactured home dealers.
With one application and one set of closing costs, you can get the financing you need to build your home, and then live in it for many years to come.You will work with experts in construction lending who can answer your questions and your contractor’s questions. When it comes to home construction and rehabilitation loans, they offer a full range of innovative products and flexible program options. They can take you from lot acquisition to groundbreaking to home ownership all
in one easy process.
Their source of home construction and rehab such as allows various property types, rolls to-permanent financing flexibility, gives up-front rate lock for permanent loan, affords dependable, flexible disbursements, provides for flexible construction terms, and available for primary residences, vacation homes and investor rehabs.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company is dedicated to a goal which is to save you money, distress and time and they guarantee results and offers the best package of service, rates, and closing finesse few in the industry can come close to.
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