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Mortgage Bancorp Services


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Mortgage Bancorp Services knows that selecting a mortgage based on rates alone may leave you short changed. It takes a commitment to providing loan programs that are just perfect for you. You can rely on Mortgage Bancorp Services to deliver competitive loan programs, unrivaled personal service and dedicated, professional loan officers, who can tailor a loan that best suits your needs.
 
Mortgage Bancorp Services' fixed rate loans are designed to offer the security of a consistent rate and monthly payments over time. Ranging in terms from 10 to 30 years, the fixed rate loan is ideal for those who plan on residing in the same home for a number of years. Adjustable Rate Mortgages, These mortgages are best suited for those people who will be staying in their homes for just a few years. You'll have lower monthly payments during the first few years of your loan, making this an ideal package for those whose incomes may be increasing in the near future. 

Mortgage Bancorp Services also provides loan programs which offer the best ARMs and conventional loans have to offer. For example, a loan of this type may be fixed for a number of years and then turn over into an adjustable rate. There has been a steady corporate growth rate combined with the ability to maintain flexibility, unrelenting attention to detail, responsible quality control throughout the entire operation and total customer focus is enhanced further by associates who are among the brightest and most talented in the industry.

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