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Mortgage Challenge seekers


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes. 

  The programs in the company include conforming 30 Year Fixed, Conforming 15 Year Fixed, Conforming 5/1 ARM, Conforming 7/1 ARM, Jumbo 30 Year Fixed, Jumbo 15 Year Fixed, Jumbo 3/1 and Jumbo 5/1 ARM. Privacy Policy includes  the  notice which  is provided to you pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission's implementing regulation thereunder, 16 CFR part 313.They collect nonpublic personal information about you from the following sources .Information they receive from you on applications or other forms; information about your transactions with thems, their affiliates, or others; and information they receive from a consumer reporting agency. 

 They do not disclose any nonpublic personal information about  their customers or former customers to anyone, except as permitted or required by law. They  restrict access to nonpublic information about you to those employees who need to know that information to provide the requested loan origination services to you.  They maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
 
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