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Pines Mortgage Services, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Pines Mortgage Services Inc. is headquartered in Pembroke Pines, Florida. Company is founded in 1999 by Mr. Clifton Browning and Mrs. Joyce Browning. Their company has collaborated with hundreds of people that once dreamed of a new home or refinance an old property. They are a Licensed Correspondent Mortgage Lender that process commercial and residential mortgages. They specialize in home loans for purchases or refinancing of a residence anywhere in the state of Florida.
 
Some buyers of vacation property intend to place the property in a seasonal rental program to generate income during periods the property is not in use. In addition to traditional products for this purpose property is not in use. In addition to traditional products for this purpose Pines Mortgage Services, Inc. offers programs that will advance 90 percent up to $500,000 and allow the use of the projected rental income to offset the payment for qualifying purposes. Higher amounts are available with differing equity requirements and certain programs will allow multiple property ownership.
 
Pines Mortgage Services, Inc. offers financing to self-employed borrowers or special situation individuals who do not wish to provide tax returns, pay stubs or company Profit & Loss statement to confirm income. They accept income as stated and only confirm employment to the extent of position and length of time. These programs will advance up to 80 percent of the appraised value. Pines Mortgage Services, Inc. can provide equity financing for up to 85 percent of the appraised value at fixed interest rates as opposed to variable rates offered by most banks. Payment terms are available up to 180 months with no Origination or Brokers Fees.
 
They are a group of dedicated mortgage broker’s professionals who work very hard to serve the entire state of Florida specializing in Broward, Collier, Miami-Dade, Lee and Palm Beach Counties.

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