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R.C. Temme Corporation

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
R. C. Temme Corporation specializes in lending on all types of Real Estate located in California. They have served the Home Equity Lending Industry since 1976 and are recognized as one of the foremost Mortgage Bankers in the State of California who specialize in private, equity based loans. They are well known for their technical expertise and knowledge at all levels of Equity Lending. Their officer owned funding company has a substantial bank credit line that allows us to fund their loans directly without waiting for private investor participation.  This means faster, more convenient and much friendlier service for you.
Their function as direct lenders and fund most loans through their officer owned funding company. Many of these loans are subsequently sold into the private investor market; therefore, we also have excellent, well-secured trust deed investment opportunities available as well. The company offers loans on Purchase, refinance or equity 12 months to 30 years, fixed or variable rates, and 1st, 2nd or 3rd trust deeds, fully qualifying or easy & flexible. Commercial loans Up to 20 year fully amortized, Strip or Retail Centers Lite Industrial, Office, Multi - family, Mixed use, super easy qualifying, 1st, 2nd or 3rd T. D. Equity based. Home improvement or debt consolidation loans; complete your construction, Pay off high interest rate credit cards, consolidate a current 1st & 2nd Trust Deed.
The company Collects and distributes all payments due for single or multiple investors Notes, Sends out a series of late notices per California Law in the event of a delinquency, Provides a tax delinquency service at your request to notify you in the event of a property tax delinquency, Coordinates with various Title and Escrow companies to handle the pay-off of the loan and prepares the Demand statement.
At your request initiates foreclosure proceedings and handles the foreclosure from start to finish, negotiates work out agreements with borrowers for Note extensions, or other arrangements in the course of servicing.

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