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Tri-Bay Mortgage Group.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Headquartered in San Francisco, California, with a major branch in Rancho Cordova Sacramento California, Tri-Bay Financial Group, Inc. is Northern California's fastest growing mortgage broker  serving the residential needs throughout California and the commercial needs around the country. With experienced agents located throughout Northern California, regardless of where you are or what you need, a Tri-Bay agent is close by to provide you with the assistance you need.
 
The company is an equal housing lender, a member of the California Association of Mortgage Brokers, the National Association of Mortgage Brokers, Oakland Board of Realtors, MLS Alliance and an MLS member of the San Francisco Association of Realtors. With over 15 years of lending experience and an unblemished record of providing excellent customer service, we're confident you'll agree that this company is the best choice for your real estate financing needs. It is their mission to originate high quality first and second conventional and private mortgages, while simultaneously setting new standards for our industry in the areas of customer service, customer satisfaction, ethics, professionalism, communication, salesmanship, and relationship building, which will enable us to become a dominant force in California real estate finance.
 
Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Standard ARMS and the Differences, Introductory Rate ARM's, Reverse Mortgages, London Inter Bank Offered Rate, Balloon Mortgages, Interest Rate Buydowns, Cost of Funds Index, Graduated Payment Mortgage, Choosing the best program.
 
Tri-Bay Mortgage Group assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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