|
|
 |
| |
|
Home > Financial Services > Mortgage Brokers > American Valley Mortgage
American Valley Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
American Valley Mortgage is a mortgage lending institution that prides itself in providing high quality financial services to the public. They provide verity of loan products such as 100 percent Financing, Fixed Rate Mortgages, Adjustable Rate Mortgages, Types of Standard ARMs, Introductory Rate ARMs and Balloon Mortgages.
The 100 percent financing loan is designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home.
One of the many types of home loans offered to borrowers is called a fixed rate mortgage. Unlike an adjustable rate mortgage the monthly payments for a fixed rate mortgage stay stable through out the life of the loan. This type of home loan is most commonly available in 15 and 30 year mortgages and can provide the stability many home buyers require during unstable economic times.
Adjustable rate mortgages allow the interest rate on your home loan to fluctuate during its life. When financial markets are unstable, adjustable rate mortgages can be risky for home owners because the rate can increase with little notice. On the other hand, this type of mortgage may allow you to purchase a more expensive home.
Their mission is to provide high quality mortgage programs at the most competitive rates in the nation. Their home loan programs includes purchase, refinance, debt consolidation, home equity loans, second mortgages, construction loans, and home improvement loans which are tailored to your unique situation.
Through their vast experience and access to the best lenders in the nation they can offer the best rates without sacrificing the personal service that you deserve.
Financial Services Companies
all are here at FinancialBrowsers.com Permission is granted to reproduce this article as long as the above resource paragraph is left intact with active links.
Back to Mortgage Brokers
|
|
|
|
|
|
|