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  Home > Financial Services > Mortgage Brokers > First Carolina Mortgage Inc.

First Carolina Mortgage Inc.

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A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

First Carolina Mortgage, Inc. was founded in Greensboro, North Carolina in 1990 as a Mortgage Banker-Broker. L. Wayne Hardister is the founder and President of the Company. The firm has been in banking and finance in Greensboro, North Carolina since 1969.As a Mortgage Banker-Broker, First Carolina Mortgage has a distinct advantage over traditional banking. The Company has over 50 lenders, and a wide range of programs to fit individual needs. It is very advantageous to their customers or clients.

First Carolina Mortgage has the utmost confidence that they can assist an individual's current as well as future financial needs. First Carolina Mortgage is a great choice for the mortgage need for you, your family, your friends, neighbors and co-workers. The experience and long-standing relationships with local and regional businesses, makes them a leader in mortgage lending.

The Company specializes in conventional loans, non-conforming loans, fixed rates, variable rates,100 percent  plus loans to value, purchase and refinance, cash, vacation homes, investment properties, jumbo loans, Va loans, construction loans, land and lot purchases, no income verification, no asset verification, emerging market, modular homes, manufactured homes, commercial loans and  all credit.

The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.

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