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Baucom Mortgage Corporation

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
The Company is not a bank. Rather they work with a variety of banks and mortgage investors from all over the country. Baucom Mortgage Corporation is a mortgage broker, licensed by the State of North Carolina, and Office of the Commissioner of Banks. Unlike banks, their specialty is home loans. As a loan consultant, they search through hundreds of home loan programs throughout the United States to find the best home loan programs. This allows them to find the programs that are best suited to meet your personal objectives, be they low interest rate, low monthly payment or low down payment. 
They also offer conventional loans as small as $100,000 and jumbo loans in excess of $1,000,000. Their programs include fixed rates, adjustable rates, balloons, and even no doc loans. Whether you are buying, building, or refinancing a home, they have lots of options from which to choose.
Once you select Baucom Mortgage Corporation to obtain your home loan, you will be amazed at how quickly and simply the loan process moves. Before you know it, you will have a mortgage that suits your lifestyle and saves you money. Throughout the loan-application process, they provide you with regular updates.
FICO scores are used in over 75 percent of mortgage decisions. The more you know about your FICO score and the factors that drive it, the more empowered you will be to improve your score over time and earn the best rate you can for your original mortgage or refinancing.
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

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