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Home > Financial Services > Mortgage Brokers > Southern California Funding

Southern California Funding

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Southern California Funding is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Their goal is to offer you the best mortgage rates with quality service. Lenders from all over the country send them daily rate quotes for their home loan programs. That way, instead of just relying on one loan program from one lender, they can select the loan program that best fits your needs. They represent the borrower, not the lender. That is why they are able to get their customers the best home loans in California, at the lowest price in today's fast changing mortgage market.

They are capable of handling complex transactions, large loan amounts, unique properties, first time home buyers, co ops, construction loans, commercial and investment properties. Southern California Funding offers a variety of loan programs to meet your needs. They work with the leading lenders in the industry to provide Conforming loans are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans are calculated based on a loan amount of $1,000,000 with closing costs of $20,000.

The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.

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