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Fieldstone Mortgage Co.

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Fieldstone is committed to continuing their disciplined approach to underwriting mortgage loans using complex and integrated risk management techniques. Providing high quality service to their borrowers and brokers needs. Offering a wide array of loan products to their customers has enabled them to have access to a larger number of prospective borrowers and brokers and maintain a high volume of loan originations.
Maintaining operational flexibility to both retain a portion of the non-conforming loans that they originate in their portfolio and sell the balance of the loans that they originate for cash which allows them to better manage their cash flows and leverage and respond to the market environment and, therefore, enhance the return on their stockholders' equity.
Their strategy is to build a portfolio of loans with superior risk-adjusted returns to offer their stockholders high quality earnings and stable dividends, manage their financial leverage carefully in order to enhance their returns while limiting their related risk, collect comprehensive performance data on their portfolio to refine their risk-based pricing to improve the performance of their loans.
They take great pride in their strong relationships and ensure that their customers receive the highest level of service from their team. As an equal opportunity lender, Fieldstone strives to make mortgage lending easier and more affordable for borrowers that do not meet the requirements of traditional lenders.

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