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The Kirney Group, Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The Kirney Group, Inc. is a mortgage brokerage corporation. The three principals, Jennifer Du Plessis, President, Brian Du Plessis, Vice President / Treasurer, and Tony Gray, Vice President / Secretary, have a combined brokerage experience in excess of 44 years. They have brought their vast knowledge to the firm to provide the borrower with the best possible experience.

There are many loan products designed to meet the borrowers individual criteria. They provide loan programs like 30 Year Fixed Rate, 15 Year Fixed Rate, Adjustable Rate Mortgages, Cofi & Libor Arms and Construction Financing.

They also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
The firm believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. They believe a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
 

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