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The Mortgage Exchange, Inc.

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

The Mortgage Exchange, Inc. prides themselves on providing superior customer service and creating satisfied customers. They work hard to satisfy the mortgage needs and exceed the expectations of their customers.

The firm provides loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, Interest Only Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan.

In addition to their standard loan programs, you may benefit by obtaining one of their many special programs such as Purchase your home with no down payment, Piggyback loans including 80-10-10 or 80-15-5. Avoid PMI payments, Debt consolidation programs, Home Improvement loans; you may qualify even if you've been turned down before.

They rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of their mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. They often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.

Their customers save money and close their loans quickly because they employ the most advanced mortgage technology available. The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.

From mortgage processing and underwriting, to loan closing and funding, their expert mortgage staff will efficiently expedite your entire transaction. They keep you informed every step of the way. They are committed to building rewarding, long-term customer relationships. With that in mind, you will receive the highest quality mortgage services.

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