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Home > Financial Services > Stock Brokers > Torrey Pines Securities, Inc.

Torrey Pines Securities, Inc.

Torrey Pines Securities, Inc is a member of NASD, the National Association of Securities Dealers. NASD is a self-regulatory organization of the securities industry responsible for the operation and regulation of the NASDQ stock market and over the counter markets. It also administrates exams for the investments professionals, such as the series of 7 exams.

Since 1983, Torrey Pines Securities has built a solid reputation in the financial community by specializing in local investment opportunities in the fields of technology, biotechnology and medical-related services. Headquartered in Del Mar, California, the firm is a full service brokerage firm offering investors a complete range of financial services. Their financial services include Municipal Bonds, Retirement Plans, Corporate Bonds, Mutual Funds, and Annuities.

Tax-deferred retirement plans offered through work generally have higher contribution limits than individual saving plans. For this reason and because some employers offer a company match financial advisors often recommend contributing the maximum through these plans each year.

If you're a sole proprietor, partner, or owner of a small business, you can set up an easy-to-manage retirement plan. Both the SEP-IRA and SIMPLE-IRA let you invest for your future without requiring employer tax filings or complicated recordkeeping.

Conventional pension plans, called defined benefit plans, are offered by fewer employers as time goes on, and defined contribution plans 401(k) and 403(b), for example are often the only retirement saving options people have through their work. These plans offer many benefits for savers, and most financial advisors encourage their clients to take maximum advantage of plan options and flexibility before investing for retirement in other savings plans.

The 529 savings plan has become popular among investors because of its many benefits, which include flexibility in spending and professional management of plan assets. These Plans offer easy participation, a very high contribution limit per beneficiary, and other attractive features.

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